Asset and debt inventory — a list you made, not a valuation of an estate

Asset & Debt Inventory

An itemised list with honest subtotals: every currency kept apart, every blank counted as unknown rather than as nothing.

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Local tool — your figures stay in this browser

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These are preparation materials. This page organises what you already know so you can talk it over with someone qualified. It does not create, change or check a will, a trust, a power of attorney, a directive or a beneficiary form, and nothing here is legal advice.
Blank is not zero. If you do not know what something is worth, leave the value empty. It is counted as unvalued and listed separately, so the totals never quietly include a guess. Currencies are kept apart and never converted — there is no exchange rate in this tool, and inventing one would put a made-up figure next to your real ones.
Recorded so you can raise it with someone qualified there. It changes nothing on this page.
How amounts are shown back to you.
Only the default for rows you add next. Each row keeps its own.

What you own

Use a label you would recognise. Never write a full account number — the last few digits are enough to tell two accounts apart, and this tool never asks for more.

What you owe

Enter what is still outstanding, as a positive amount. Linking a debt to an item is context for whoever reads this; it is not a second deduction, and the totals do not count it twice.

Inventory

A separate figure you can enter yourself for a share you consider yours. It is never derived from the whole-item value, and the word “joint” divides nothing here.

Written to be usable anywhere. Estate law differs by country and often within one — the Philippines, the United States and everywhere else each have their own rules about what a document must look like, who must inherit, and how an estate is settled. So nothing in these tools changes based on where you are. The country you record is context to raise with a professional there, and the words below are the ones you may meet, not a statement of what applies to you.
How the totals are worked out

Three lines per currency, and nothing else:

known asset subtotal = the asset estimates you entered
known debt subtotal = the outstanding balances you entered
listed balance estimate = assets − debts

Every figure is held as an exact decimal rather than as a floating-point number, so a hundred entries of 0.10 come to exactly 10.00 and the printed total always matches the column above it.

A negative result is a normal answer, and it prints as one: owing more than you own is a fact, not an error. Negative entries are refused instead, with a note explaining that a debt is recorded as a balance owed rather than as a minus figure.

What this is not: it is not the value of your estate for probate, for settlement, or for tax anywhere. What counts, what is exempt and what is valued differently are all questions for someone qualified where you live. This is a list, with subtotals.